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Welcome! Here You Can Find Great Information on Hampton Roads Real Estate! Energy - Expertise - Experience The Finest Most Friendly Real Estate Team in Hampton Roads!!! If you are looking for a luxury home on waterfront property, if you are looking to retire in a golf community, if you are looking for the vacation home of your dream, or even if you are a first time home buyer or investor. The Real Estate Market in Hampton Roads is perfect for every different type of buyer. Hampton Roads consists of several different cities which are Virginia Beach, Norfolk, Chesapeake, Suffolk, Portsmouth, Hampton, Newport News, Smithfield, and Isle of Wight.
Rest at ease The Chantel Ray Team has the knowledge and experience to make your real estate experience the best ever guaranteed.
From advertising and marketing to negotiating and contract preparation, The Chantel Ray Team has the best tools available to get your home sold today. Here at the Chantel Ray Team we don’t believe in meeting our clients expectations, throwing them out the window and then doing ten times better than they ever expected. That is why we are the best there is. When was the last time someone blew you away with exceptional service and results? It is time for a change come see for your self.
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The Chantel Ray Real Estate Team, located in Virginia Beach, Virginia, offers unparalleled service to ALL clients. Your complete satisfaction with our service and representation is our number one priority. We've built our business around this priority and we are committed to saving you both time and money, whether you are a home buyer or a home seller. There are many aspects to a real estate transaction and a single agent simply cannot provide the quality of service and communication you desire and deserve. This one agent cannot deliver the level of service that the Chantel Ray Real Estate team can provide. Our agents are all Realtors that take great pride in going the extra mile for our clients. If you are searching for Virginia Beach Real Estate, Chesapeake Real Estate, Suffolk Real Estate, Norfolk Real Estate, Newport News Real Estate, Hampton Real Estate, or anywhere else in the Hampton Roads area then you have come to the right place! Please feel free to browse through this site to explore the cities of Virginia Beach, Chesapeake, Portsmouth, Norfolk, Suffolk, Hampton, and Newport News. This comprehensive online tool offers direct access to the latest properties for sale in our area. Featuring extensive Neighborhood Info, Census Information, Economic Information, Consumer Info Links, Tax Deferred Exchange, Preferred Partners, School Information, Area Entertainment, Golf, Information, News And Media, Restaurants, Home & Community Resource Center, Real Estate News and Advice, and more! We also host websites made especially for your benefit! Some of them include Virginia Beach Home Search, Virginia Beach Homes By Email, Virginia Beach Market Value, Home Reports in Virginia Beach, and For Sale By Owner. You'll find everything about real estate within one easy source. If you have a question about anything on our site or cannot find something that you may be looking for please contact us and let us know. Most likely we have the information or contacts you're looking for. And if we don't, we can get it for you! This site showcases Virginia Beach as a great place to live, Virginia Beach homes for sale, condos for sale and other real estate for sale in Virginia Beach and Hampton Roads, Chesapeake, Isle of Wight, Norfolk, Portsmouth, Smithfield, Suffolk and surrounding areas. Search the MLS for homes for sale in Virginia Beach and all other communities. The Chantel Ray Real Estate Team, Virginia Beach Real Estate Agents, can help you buy, or sell real estate throughout The Virginia Beach and Hampton Roads area. Check out some more valuable information by clicking on a link below- Sellers
Home Selling Hints ~ What Your Home is/is Not WorthSetting The Right Price ~ Do You Have? ~ Preparations for Showing Your Home ~ Showing Your Home ~ Square Footage Standard ~ What Will Using A Realtor Cost Me As A Seller? ~ Try This Special No-Risk Offer! . Buyers
How Can We Help You? ~ 15 Things You Should Know ~ Steps in the Home Buying Process ~ Step by Step ~ Getting Pre-Approved ~ Viewing Homes ~ What Will Using A Realtor Cost Me As A Buyer? ~ Mortgage Calculator Please visit www.chantelray.com for more information |
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What building has been named the 21st Century Townhouse project?
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| A |
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete. |
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